How to Plan the Perfect Open House

Have you ever spent time and energy planning an Open House, just to have less than five people attend? Have you ever had a ton of people show up at your Open House, and been unable to convert a single one of them into a sale or a future client? Are you unsure about why your Open House failed?

Open Houses are now more important to the real estate agent than ever. A report in 2015 by the National Association of Realtors Home Buyers and Sellers indicated that 48% of home buyers cited the Open House as an important source for most of their information. The reasons for this are obvious, for many it’s the first time that they’re getting to smell, see, and feel the home in person. It’s also a way to see what other people think of the house, which is a powerful push in a person’s perception of a particular home.

I’m Cindy Bishop of Cindy Bishop Worldwide. I pride myself not only on being a successful real estate agent with over 28 years of experience, but a knowledgeable and helpful trainer and coach. I’m committed to making everyone who comes into contact with me succeed, and have compiled the following open house tips for you, both from my own experience, as well as teaching and coaching friends of mine. Use them to succeed, and contact me if you have any questions at all!

Here are the best ways to make your Open House perfect:

1. Pick a unique property, that’s easy to find.

We often don’t have control over which property we’re showing, but when we are able to select a house at which to host an Open House event, we should look for properties with the following:

* A direct route to them with very few turns. Street names are easy, and street signs are visible.

* Properties that are well kept, and visually pleasing from both the inside and outside.

* A home with some kind of “conversation starter”. It has a unique feature, and is not just four walls. It might have an infinity pool, a walk-in closet, or a newly redesigned kitchen.

* Your signage should be larger than life. On the event day, you need something to make the signs stand out even more. Balloons are often used, or you could even try streamers, or pinwheels. Be creative, just try to find something professional, but that catches the light and people’s attention.

2. Have your Open House event at the right time.

* Don’t have your event after dark. Plan your event to end at sunset.

* Consider having a separate open house preview, for neighbors only. And then an open-to-the-public type of event later. Neighbors love this preview event concept, because it makes them feel special, and they love suggesting who should live in their neighborhood. It also allows them to start thinking of friends and family they want nearby, and they become part of your sales force for you, as well as your advertising force for the actual open house.

* If you do have an event only for neighbors, consider taking out a camera and interviewing and recording them talking about the neighborhood. This is something you can add to your website, or social media, or have on repeat loop during your Open House. For example, imagine how powerful it is to have a recorded testimonial from a mother in the area about the school district?

* Don’t pick a date and time where people are not available, for example, the majority of people work Monday through Fridays from 8am-5pm, and may not be free on a Wednesday at 3pm. Additionally, people are usually not free on holiday weekends.

3. Make your Open House event the right vibe, and the more exciting, the better!

* Entertaining music is a possibility, but be careful that it’s not distracting and that you avoid certain genres or language that may be offensive. Music may be seen as a way to cover up noises or mechanical failures in the house. Make sure that you’re sensitive to how the music is being perceived.

* Snacks are a must! Try wine and cheese, or beer and wings. The most important part about the food is that it needs to match what type of neighborhood you are in. Fried chicken and hamburgers probably aren’t appropriate at a million-dollar listing, but champagne and caviar probably aren’t appropriate in a first-time homebuyer situation, either. Just a word of caution; however, if you are serving alcohol, be very careful about who you serve. You may even want to get someone on your team to help you out with this. The last thing you need is for someone to drink at your open house as a minor, or someone to drive off over intoxicated and get into an accident. If in the right kind of setting, having comfort foods is especially welcoming and makes many visitors feel more at home. Careful to avoid foods with bad odors or smells, as you don’t want them attributed to the home.

* Consider leaving a hand-written sign to “Help Yourself” along with a list of ingredients, so that visitors feel like they are able to eat the snacks provided without fear.

* Consider having a slideshow or interactive photo board featuring the home at various times of year. You may want to show the home off in summer months, for example, if it’s currently January and the garden and pool are frozen over.

* Consider making a table, desk, or station with local school information, neighborhood information, etc. The more resources you can provide, the better. You want the guest to stop at this station and pour over the resources, and ask as many questions as possible.

* Make sure to engage each and every visitor so they have are interested, and want to stay longer.

4. Don’t just advertise your Open House, create buzz around it.

* Create an event on social media, and share it with all of your friends and clients, as well as everyone on your e-mail lists. Facebook ads have become an amazing resource for reaching a ton of people in your area that wouldn’t have been in your networks otherwise. And it’s incredibly cost-effective, for what it does. You should filter the Facebook ad to include only people in targeted zip codes. You can also un-invite or exclude people who work for other realtors or competing brokerages.

* Flyer surrounding businesses and schools in the area of the listing. Knock on as many doors as possible.

* Visit neighbors’ homes with nice newsletters or invitations. The nicer the invitation, the higher the chance that they will pop in to see what all of the fuss is about. Some agents even suggest using wedding style invitations.

* Don’t just advertise on one channel. You can try Facebook events, Twitter, your own website, your e-mail list, your newsletter, NextDoor.com, and even Craigslist. Just make sure you follow all of the appropriate advertising and marketing laws as designated by your brokerage and state laws.

5. Logistics, Logistics, Logistics

* Make sure everything is in order so that you look your best, and the house looks it’s best. it should be clean, light bulbs should be new, dust should be gone, air fresheners should be working, the climate should be controlled. I’ve even heard of certain agents baking cookies in advance of the big event so that the house feels and smells extra homey.

* Consider removing clutter, which makes navigating the home difficult. You can also remove or hide offensive art, or anything that might make someone feel uncomfortable. But be careful- make sure the homeowner doesn’t just throw the clutter into closets or cabinets! People care more and more about storage these days, and if it looks like the cabinets and closets are busting at the seams with junk, they’ll automatically assume that the amount of storage space in the house is not sufficient

* Use natural light to your advantage. Make sure all window treatments are open and all curtains are drawn. All light switches should be turned on, regardless of where they are. You don’t want someone afraid to go in the basement, or thinking they aren’t allowed to enter the garage.

* Make sure the home owner is not present. The last thing you need is them having an emotional breakdown because they are going down memory lane, or answering a question incorrectly. People also feel uncomfortable freeing roaming when the person who owns the property is looking over their shoulder.

* With that said, valuables, if left in the home, should be secured. At the very least, you should know what they are and where, and make an inventory of them. I strongly advise you insist that the home owner take them out of the property before the open house, so you’re not held liable for them in case of damage or theft.

* Use your team. If you are alone at an Open House, you may be spread too thin. If you leave for a minute to check that a sign on the corner hasn’t fallen down, you may miss someone who pops in to find no one there. Have one person for signage and the guest book, one person on food and drink detail, and that leaves you free to talk to and engage guests.

* Have a loan agent or lender on hand, in order to answer any potential questions the home buyer may have about the process.

* Make sure you have the necessary paperwork required. You can print out a copy of the MLS but it’s strongly suggested that you make a booklet, flyer, or something more personalized to the property, and to yourself.

* Make sure you know the neighborhood, and have done comparisons of values in the neighborhood. You may lose credibility if someone asks you a question and you’re unfamiliar with this territory, and I’m sure you’d rather look like a pro!

6. Use the Personal Touch

* It’s not enough to have each visitor sign in. You should take detailed notes on your conversation with each person. If you can’t remember this, a helpful suggestion is to hide a notebook or tablet inside a kitchen drawer, and make notes as the day goes by.

* You should remember one thing about each visitor and bring it up at some point during their tour of the home. “Jerry, wouldn’t this be an amazing place to store your golf clubs?”

* Don’t try to sell anyone. They will come to you, and request the information they need, when they need it. This is a time to establish relationships. Your only objective should be to make this home (and yourself) memorable.

7. Follow Up

* Add all visitors to your e-mail list, as well as your newsletter list. AM Open House is a great app and resource to make sure you’re keeping on task with this.

* For those visitors who were seriously interested in the home or in you, handwritten cards should be sent out thanking them for coming, and encouraging their business in the future. Take out that handy notebook you stashed, and make personal notes in each card. They’re more likely to keep it the more personal it is. Above all, make sure your contact information is on each card.

* Some agents even send videos. You could forward on a Facebook live video of the open house, or send a YouTube video of the listing. You could even send some kind of greeting card video for a special way to say “thanks for attending!” BombBomb is a great resource for this type of video.

* Text message is a wonderful way to contact people, and has a 95% open rate. It’s less invasive than a phone call, which people may avoid answering if they don’t know a specific caller. Send a very specific text message with a thank you, the property address, and more information on the property, or a link for more information.

* Send a follow up to the follow up starting with the subject header “I forgot to tell you… ” – You can then point out a feature you neglected to tell them about on the current property, or even point out other properties that you may have listed, if this one fell short for them.

Of course, the best resource for an Open House is a coach, who can suggest strategies unique to your community and clientele. Not only is this more effective, but a coach should follow up with you to make sure that everything went smoothly, and question each step if it doesn’t.

Cindy Bishop is the Managing Director of Cindy Bishop Worldwide, a real estate education company specializing in Business Enhancement and Growth training for the Real Estate Community. Cindy is an active coach specializing in real estate agent business development.

How To Sell A Home Fast

When people put their home on the market, they want to sell it. No one wants to wait around for months as they hope that a buyer can pay what they feel their home is worth. No one wants to go through the process of showing their home to multiple buyers, only to discover that none of them want to buy the house.

It can be a nightmare, but when homeowners follow these tips, they can enjoy their home being sold faster than ever.

Curb appeal

Curb appeal is one of the most important things when it comes to selling a home. As soon as potential buyers pull up to the property, they will look at the exterior of the house, so it’s important that it looks nice.

First, walk out to the curb to look at the house from someone else’s point of view. Repair parts of the roof that can be seen, and make sure to pressure wash the roof for a nice, newer look. Clean out the gutters, and plant some flowers.

If the paint needs touched up, hire a few residential painters that can make the house look new again. Residential painters can paint the entire house, or residential painters can simply get rid of peeling paint and touch up the areas that need it the most.

Be honest

If a potential customer knows that the water heater is old, and it is old, don’t try to lie and tell them it’s newer. This will make customers wonder what else is wrong with the house that homeowners are not being honest about.

Instead, be as honest as possible. Tell them that the water heater is old, and that the cost of the new water heater has already been taken from the price being asked for the house.

Interior paint

When people want to buy a house, they are not just going to look at the outside of the house. A nice, fresh coat of paint can make a house look modern and taken care of. Work with the same residential painters that did the outside of the house to touch up the inside walls.

If hallways look dirty from children running their hands along the walls, residential painters can make them look new again. The same thing applies to other areas of the home. Some homeowners hire residential painters just to paint the high traffic areas before they put their home on the market.

Personalize the tour

When a homeowner shows a potential client their home, they usually high light the key areas, like a big kitchen or a nice, bay window. This is a good idea, but there are some customers that will not care about a big kitchen because they have a small family. There are others that will not care about a bay window.

Instead of simply talking up the key areas, ask potential buyers what they are looking for in a home. If they mention a big bedroom but the bedrooms are small, tell them the bedrooms are a bit small, and then add a good thing. For example, say that there is extra storage in the living room closet. The key to selling a house is to be honest, and try to help buyers figure out if the house is right for them. Once homeowners focus on the buyer’s and what they need when they show the house, they will notice that buyers are more interested in the house. This is because everyone wants to buy something from an honest person, whether it’s a car, house or a cat litter box.

What Do You Seek In Your HOME?

Owning a HOME, of one’s own, is often, considered, an essential component, of the so – called, American Dream! There is no such thing, as the ideal house, for everyone, because, different individuals have a variety of perceptions, priorities, personal strengths and weaknesses, needs, goals, and personal situations. In addition, personal tastes differ, as well as financial capabilities, and the restrictions of one;s self – imposed, comfort zone! How one transforms any house, to his home, indicates, quite a bit, about that individual, and, what, might offer him, the most beneficial living conditions, and experiences! With that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, using the mnemonic approach, what this means, and, some ways to enrich one’s life, in this area.

1. Heating; HVAC; heart of house; healing: A comfortable, interior, living environment, is a necessity, of enjoying any house! When choosing your future home, have your home inspector, and/ or, engineer, pay particular attention to the heating system (age of boiler/ burner, etc; condition; efficiency; quiet), as well as the heating, ventilation, and air conditioning, components (HVAC). What do you consider, the heart of a house, and which rooms, are most relevant to your enjoyment of a home? How might you ensure, your residence, has a healing impact, rather than being a stressful, albatross?

2. Options; opportunities; open – mind; objectives: It’s wise to know your objectives, thoroughly, and proceed, without prejudgments, etc, and, with an open – mind! Examine the so – called, house’s bones, and, consider, whether it provides options, alternatives, and possibilities! Will a particular place, open – up, your possibilities, or become, restrictive?

3. Mortgage; monies; motivate: Know your financial realities, and, what type of mortgage, and what terms, you qualify for! What will it cost you, and will you feel comfortable? Do you have the monies, and funds, needed, to qualify, and to afford the down – payment, reserves, etc, and other requirements? What motivates you, to purchase a particular property, and why?

4. Excellence; enrich; extra: Clearly know, and understand, your true needs, and requirements, as well as your, wish – list! Ensure, you focus, with excellence, and clarity, and don’t be satisfied, because of emotion, or expediency! Does any particular place, provide, some, extra, intangibles, which make it more suited, for your specific circumstances, etc?

Will you take the time, focus, and fully consider, precisely, what you should seek, in your HOME? Are you ready to proceed, as an educated, wiser, home buyer?

Open House Tips for Realtors

1. Advertise! A study conducted by the National Association of Realtors revealed that 92% of buyers use the internet to house hunt. Make sure your open house dates are available through Zillow. With over 130 million visits per month, Zillow is a great place to start.

2. Invite neighbors to a appetizers or a wine and cheese party at your open house. It’s a great way to network and prospect. Socialize and have fun.

3. Everyone who visited your open house is a potential buyer so create an automated nurturing email marketing campaign to stay in touch. Make sure to also follow up within a few days so you can reconnect and help with their home buying search.

4. Be strategic with open house signage. Sandwich boards are great, but also mix it up with signage that is legible from a distance of at least 30 to 50 feet. Place directional signs to advertise in a five block radius ro reach a wider audience. Add helium filled balloons to attract attention.

5. Depersonalize the property. Remove family photos, diplomas, awards and anything else in the home before the open house. By removing personal items, the home doesn’t belong to any particular group of people and visitors can see themselves in the home.

6. Clean and organize closets and other storage spaces. Buyers will open closets, drawers and anything else with a handle. Instead of an avalanche of boxes when they open the storage closet, make sure closets are clean and organized.

7. Target local homebuyers with online advertising. You can even target potential buyers according to zip code through Google AdWords, Bing, Facebook and other online resources. With Facebook, you can add photos of the property and link to a landing page where more images of the home are available, plus a contact form to learn more.

8. Advertise by drone. Yes, drone advertising. Hoovy advertises open houses by attaching banners to drones and flying them in public places for real estate agents. Hoovy flies the drones at about 60 ft from the ground to be closer to the public.

9. Staging can help sell a home. Group your colors. Try to limit colors to just three per room. Keep larger items lower. If you have an even amount, take one away. Always keep quantities to an odd number as it is more visually appealing. Mix throw pillows and to create a spa appeal, add white towels to bathrooms.

10. First impressions are important. Simple updates to the entry can make a world of difference. Add a planter. If the door is worn, a good coat of paint can make a difference. A new welcome matt will make it more inviting. Sweep, clean cobwebs and remove anything worn.

11. In one study, 30% of people reported scented products as “irritating.” Skip the air fresheners and candles. Instead, encourage your seller to shampoo carpets, open the windows and let in the fresh air, deodorize appliances and toss throw rugs in the wash.

12. Experiment with lighting before your open house. Try opening shades and curtains, turning on different sources of light.

13. Advertise in small local newspapers as not every buyer is internet savvy. Many retirees read local papers and you’ll get a lot of mileage for your investment.

14. Consider a themed open house. If the home is Mediterranean design, consider presenting tapas. If it is a Spanish style, nachos may be perfect. Give your potential buyers a unique experience to remember the home.

15. Have handouts with your contact info ready for buyers to take. Mortgage Loan Breakdown and a glossary are two great handouts. Neighborhood information like local schools, grocers, restaurants and the “walk score” are great information. And attach your business card to every handout. Have a sign in sheet for visitors and capture their name, phone number, email and any other pertinent information. Follow up a few days later.

16. Email prospective buyers and invite them to your open house. Showcase the home in the email and include a professionally branded email signature. And offer to preshow the home. Why wait? Give prospects the ability to schedule time with you to tour the home early. Add an online scheduling link so buyers can set a time without fussing with the phone, call backs and waiting. After all, in this competitive market, the home could be pending by the time the open house arrives!

Great Staging Tips To Sell Your House Fast

There are indeed a lot of ways on how you can efficiently sell your house fast, most specially with today’s advancement in technology. One of the best ways to increase the chance of getting your property off the market is to make it attractive and beautiful so that a lot of probable buyers will be interested in seeing your house for sale.

Home Staging Tips

Enhance curb appeal – Home buyers usually visit the house they want to buy personally. Thus, you have to ensure that your house is ready. How? Well, you can clean walkways, plant blooming flowers, hang easy-to-read numbers, mow lawn, repaint the porch floor as needed, and wash front windows.

Clean your house – You have to make your floors and windows sparkling. This is indeed the easiest way to increase the possibility of your home to be sold. You can actually hire experts to do a couple of the really tough stuff, most especially if you have a big house.

Clear the clutter – If you are very serious about staging your home, all clutters must be cleaned. This is not that easy, however it will surely worth the trouble. You have to clean floors, cupboards, surfaces and closets so the home buyer will not see anything unsightly.

Decorate your home – You must know that the dining room is usually the blind spot in decorating the home. You have to understand that an oversize arrangement will look stiff and formal. Another way to decorate your home efficiently is to rearrange some of your furniture. For instance, in a living room, symmetrical arrangements will usually work. You can pull off the walls and use pairs of chairs or sofas in order to create a very inviting conversation area. Apart from that, you can also make use of sophisticated neutral color. Rick midtone neutrals such as mocha will definitely create a very sophisticated backdrop that will make everything look more pulled together.

Open the closets – Open-house visitors will usually peek inside your closets. In fact, the closet space will either make or break a home to be sold. With this, you have to show your closets to their full advantage. Experts say that you must aim to have 20-30 % open space in every closet in order to provide a great impression of spaciousness.

Allure probable buyers to explore the entire house – You can do this by placing something such as a window seat, a painted accent wall, a hanging light or a colorful rug that will draw the eye in the hallways or in corners.

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Dream Home Source Review

Dream Home Source gives you the best selection of home plans, house plans, and floor plans that you can find. The site is easy to navigate so you can customize your search to the type of home you are looking for. There is a library that will allow you to sort through the types of plans you are looking for. Living up to their reputation as the online source for the best home plans out there, they are continuously updating and adding new resources to help you find the home of your dreams. If you are not exactly sure what you are looking for, you can find helpful articles within the site. You will also have access to our helpful team by email and phone so they can help you make the best decision for you. They can also help you navigate through the site and figure out the type of plans you are looking for.

The plans are sold by Hanley Wood on Dream Home Source. The company works closely with the nation’s top designers to bring you the best home plans available. You will be met with plans in every style from modern to rustic. No matter the type of home plan you are looking for you can search for it on the site. You can be as specific as the amenities you are looking for and this will help you narrow it down considerably. The expert advice you will be provided from Hanley Wood and Dream Home will help you make the best choice.

Hanley Wood has been selling home plans for fifty years, so they have a good idea what they are doing. There are several contemporary plans to look through that feature flexible floor space and a mix of modern materials throughout the home. Depending on the size of home you are looking for, you can sort through the plans by size, floors, and square footage. In addition to the contemporary A-Frame and Shed house plans, there are countless other types of beautiful home plans to look at. You can look through European, New American, Ranch House, Country House, Craftsman House, Victorian House, and Traditional House Plans. It will take you a while to look through them all so a good plan is to know the type of house you are looking for when you go onto the website.

The advanced search feature is the best place to find exactly what you are looking for because you can specify the criteria you want in the plan. Once you find a plan you like you can search for pictures of a completed home to see how it will look when it is finished.

After you order your plan, it is important to consult a licensed architect and speak with the local officials so you can figure out the type of permits you need in your state and community. A great thing about Dream Home Source is that they will match a price for you if you find it cheaper than them somewhere else within thirty days. Find your dream house plan with Dream Home Source and start planning to build.

What Should Be Covered In A Home Inspection

The purpose of a home inspection is to determine the condition of the home at the time of inspection. The inspection report is often used in determining the value of a purchase, and presents an opportunity to negotiating price and repairs that may be required.

There are various types of inspections services. Buyers who want a house they are considering to purchase to be inspected. Sellers (or listing inspections), who want their house inspected to identify and correct issues before placing their home on the market. Phased inspections, which are conducted during various construction phases on a house under construction. Warranty inspections which are usually performed 11 months after the initial construction while the house is still under a builder’s warranty.

An inspection covers an inspection of structure, roofing, electrical, plumbing, heating and air conditioning, and appliances. Inspectors are required to inspect only items that are visible and accessible. Two story roofs are generally considered inaccessible and are inspected from the ground. Inspectors are not allowed to perform invasive inspections. They are not allowed to open walls or ceiling to determine issues hidden behind the walls.A professional inspector will incorporate the latest technology such as thermal imaging to assess the general condition of the home.

Home inspectors are similar to primary care physicians, except that home inspectors are not permitted, by law, to work on houses they inspect. Primary care physicians will refer their patients to a specialist for a more thorough exam and treatment. Home inspectors will likewise refer their client to a specialist when it is warranted. As stated, home inspectors are not allowed, by law, to work on homes they inspect. This is for the protection of the client. They don’t have to worry that the inspector is finding issues with the hopes of being able to make additional money through repairs.

The typical home inspection is limited to the house and garage. It does not include pools, hot tubs, lawn sprinklers, wells, septic, and out buildings. These are add-on costs. Some require additional training and licensing on part of the home inspector.

The role of the home inspector is simply to inspect and report. A home inspector should not make recommendations about who should make the repair or whether the client should buy the house, or what should be negotiated with the seller. We recommend that the client consult with their realtor who will assist them in making these decisions.

What Most Home Buyers Seek?

Why do people purchase a home, of their own, and does it correspond with, why they should? Before you commit, to investing, in what, for most, is their single, biggest, financial asset, it’s important to focus on what you actually seek, need, and hope to achieve, by buying a house! Open – your eyes, and consider, what you might need, to make this, one of the best personal decisions, and serves the best interests of you, and your family! With that in mind, this article will attempt to briefly consider, examine, review, and discuss, what this means, and represents, and why it should make a difference, for you.

1. Price and costs: While most want to live, in the nicest house, they can. and proudly, show – it – off, to their friends and family, what good is buying a home, if it makes your life, more stressful, etc? Objectively, and introspectively, consider, the impact of reducing your other assets, because of the amount of your down – payment. Will this create stress? How much are the monthly carrying charges, and can you, not only afford it, but do so, within your personal comfort zone? Do you have the necessary reserves, for contingencies, including; short – term employment gaps; necessary repairs; desirable renovations and/ or alterations, etc? Don’t become, house – rich, but hurt yourself, in terms of stress, etc!

2. Size and features: How many rooms do you need, and how does compare with what you want? What are your present needs, in terms of size and number of bedrooms, bathrooms, etc, and what do you anticipate in the short – term, and longer – term future? Are you ready, willing and able to maintain, and care for, whatever house, you purchase? Will you personally do the work, or will you hire someone else to do so, and if you will, how will that impact your overall budgeting, etc? Don’t overlook what most homeowners state, are the most important areas of a house, including the kitchen area, bedrooms (size and number), and bathrooms (number, location, etc)!

3. Intentions: Are you planning to stay, at the specific location, short – term, or the longer – run? Know what you seek, and plan accordingly. If you are buying, for now, and willing to move, when your needs, change, consider resale value, and emphasize present needs. Otherwise, look at the bigger picture!

4. Comfort zone: Know what makes you comfortable and happy, and do what’s best for you. People differ, and so, don’t try to Keep up with the Jones’, but, rather, do, what makes you happy, comfortable, and meets your personal needs, goals, and priorities!

A wise, aware home buyer, is, generally, the individual, happiest, with their decisions! Be prepared, and proceed accordingly, and smartly!

House Insurance Comparison: Overview of Factors That Affect Rates & How You Can Choose a Policy

As with any type of insurance, you are probably interested in getting the best possible deal on home insurance. Thankfully, there are tools that make it possible to not only search for policies, but to do house insurance comparison with multiple quotes to find the best one for you.

For some homeowners, price matters more than anything. This should not be the case, though, since overall value is more important than cheap rates. Consider both the premiums and deductibles. Think about the rebuilding costs of your home. How much will it cost to literally replace everything is your home and property is utterly destroyed? The current value of your home and the rebuilding price will not be the same. Try to estimate how much you will be able to afford to pay in deductibles in the worst case scenario and keep that in mind when doing house insurance comparison.

Here are some of the factors that affect the insurance quotes you will get:

• Home’s type of construction and age

• Location

• Credit score

• Deductible

• Certain risk factors (swimming pool, trampoline, aggressive dog breeds, etc… )

• Claims history

• Roofing material

• The yard / property / landscape

Older homes have a higher chance of something going wrong regarding the electric wiring, plumbing, HVAC systems, ceiling, and construction in general.

House Insurance Comparison of Coverage Types

There are certain things that general home insurance policies don’t cover. Make sure you know exactly what is covered and what isn’t before you make your choice. Sometimes it is the matter of gaps in the coverage, where the policy owner thought they were protected but either had incorrect or insufficient coverage. Such issues can be avoided by carefully reading over the terms of each quote you are provided with.

Flood insurance, for instance, isn’t always covered in basic policies. If you live in an older home and have concerns about plumbing, or live near a body of water, this is something you will definitely want to think about. All it takes is a few inches of water to utterly destroy your flooring and some of your furniture. Even a small stream can become a raging river if there is enough rain.

Discounts are sometimes available, especially if you install safety and security equipment.

Where can you get started with house insurance comparison? All you have to do is look into the unique insurance platform set up by Lemonade. It even has a neat AI bot that will help craft the perfect insurance for you. Get affordable, reasonable rates – especially if you use Lemonade House Insurance discounts.

6 Secrets for Selling Your Home Fast

Are you in a financial crisis? Do you want to sell your home fast? If so, we suggest that you read a few secret tips that we have given in this article. With these tips, you will find it easier to sell your home in a short period of time.

Set the right price

First of all, you should evaluate your house and then reduce the price by 20%. Once you have done that, you will get tons of buyers with attractive bids. The buyers will keep bidding and you will be able to get much more than the actual value of your house. Actually, you have to have the courage but the majority of buyers don’t have it. Still, it’s the best strategy to sell a home fast in the here and now.

Half-empty closets

Nowadays, every purchaser is in search of storage. So, you should create enough space in your closets. All you have to do is remove half the things from your closets and then re-organize the rest of the stuff. This will impress the buyers. Also, make sure all of your cabinets and closets are neat and clean.

Light it up

Make sure you light up your house. After location, lighting is something that all buyers care about. What you need to do is remove the drapes, dust the windows, install quality light bulbs, change the lampshades and cut the bushes. Actually, the idea is to make your home as bright as possible.

Play the agent field

One mistake that you don’t want to make is hiring an inexperienced broker. What you need to do is do your homework to get an experienced broker. The professional should be able to monitor the MLS. He should have the information about the houses that are going to be on the market. Actually, you should look for a broker who uses technology in order to do their business.

Conceal the critters

Like most house owners, you may think that having a cat or dog in your house may impress the buyers. However, this may not work for you. You need to keep in mind that not every buyer loves dogs or cats. Actually, some buyers may not like to see a bowl of dog food in your house. This may give an impression that the home is not clean. So, it’s better to transfer the critters to a good pet hotel for that day.

Always be ready to show

You need to be always ready to show your house to potential buyers. Actually, you can’t predict when the potential buyers will request you to show your house. What you need to do is keep your house ready at all times. Your house should be in the best shape. So, make sure the dishes are not in the sink and that the dishwasher is clean. While it’s a bit inconvenient, you will be able to get your house sold fast.

So, you may want to use these 6 tips if you want to sell your house as soon as possible.